Advertiser Disclosures

What Card Offers is

Card Offers is not a bank, lender, credit-card issuer, credit bureau, or credit-repair company. We do not issue cards, make credit decisions, approve applications, set credit limits, or determine rates and fees. Card Offers is an advertising-supported comparison and marketing service that helps visitors submit requests and connect with third-party partners that may have relevant card options.

Advertising and affiliate compensation

Card Offers may receive compensation when you submit a request, when information is transferred to a partner or lead-distribution intermediary, when you click on links to partner sites, submit an application, or are approved for a product. This compensation may affect whether and where products appear, including their order or prominence. We do not feature every issuer or card available in the market. Compensation does not change the issuer’s terms or the amount you pay.

Partner contact

If you submit contact information and authorize partner contact at the point of collection, we may share your request with selected credit-card partners and service providers. A partner may contact you by phone or email to discuss potentially relevant options. Submitting a request does not guarantee that you will receive an offer or be approved.

Offer information

Credit-card terms, welcome offers, rewards, APRs, balance-transfer terms, fees, eligibility standards, and benefits can change without notice. Information displayed by Card Offers is for general informational and comparison purposes. Always review the current issuer disclosures and cardholder agreement before applying. The issuer alone determines eligibility and approval.

No credit check on Card Offers

Card Offers does not request a credit report or perform a soft or hard credit inquiry. Selecting an estimated credit-score range on our form does not affect your credit. Third-party partners may obtain a credit report under their own terms and disclosures. Review those terms before continuing on a partner website.

Third-party trademarks

Product names, issuer names, logos, and trademarks belong to their respective owners. Their use does not necessarily imply endorsement of Card Offers or a direct relationship unless expressly stated.